diff --git a/services/platform-service/src/modules/marketplace/creator-program.test.ts b/services/platform-service/src/modules/marketplace/creator-program.test.ts
new file mode 100644
index 00000000..1ad493fe
--- /dev/null
+++ b/services/platform-service/src/modules/marketplace/creator-program.test.ts
@@ -0,0 +1,247 @@
+import { describe, it, expect } from 'vitest';
+import {
+  buildCreatorApplication,
+  approveCreator,
+  rejectCreator,
+  buildVerifiedCreator,
+  buildAgentPack,
+  publishPack,
+  unpublishPack,
+  validatePack,
+} from './creator-program.js';
+
+// ── Creator Application ─────────────────────────────────────
+
+describe('buildCreatorApplication', () => {
+  const base = {
+    userId: 'user_1',
+    displayName: 'Dr. Sarah Coach',
+    email: 'sarah@coaching.com',
+    bio: 'ICF-certified executive coach with 10 years experience',
+    credentials: ['ICF PCC', 'MBA'],
+    portfolio: ['https://sarahcoach.com'],
+  };
+
+  it('creates application with unique id', () => {
+    const a = buildCreatorApplication(base);
+    const b = buildCreatorApplication(base);
+    expect(a.id).not.toBe(b.id);
+    expect(a.id).toMatch(/^creator_app_/);
+  });
+
+  it('sets status to pending', () => {
+    const app = buildCreatorApplication(base);
+    expect(app.status).toBe('pending');
+    expect(app.reviewedBy).toBeNull();
+  });
+
+  it('includes productId jarvisjr', () => {
+    const app = buildCreatorApplication(base);
+    expect(app.productId).toBe('jarvisjr');
+  });
+});
+
+describe('approveCreator', () => {
+  it('marks application as approved', () => {
+    const app = buildCreatorApplication({
+      userId: 'u1',
+      displayName: 'Test',
+      email: 'a@b.com',
+      bio: 'Coach',
+      credentials: [],
+      portfolio: [],
+    });
+    const approved = approveCreator(app, 'admin_1', 'Great credentials');
+    expect(approved.status).toBe('approved');
+    expect(approved.reviewedBy).toBe('admin_1');
+    expect(approved.reviewNote).toBe('Great credentials');
+    expect(approved.reviewedAt).toBeTruthy();
+  });
+});
+
+describe('rejectCreator', () => {
+  it('marks application as rejected with reason', () => {
+    const app = buildCreatorApplication({
+      userId: 'u1',
+      displayName: 'Test',
+      email: 'a@b.com',
+      bio: 'X',
+      credentials: [],
+      portfolio: [],
+    });
+    const rejected = rejectCreator(app, 'admin_1', 'Insufficient credentials');
+    expect(rejected.status).toBe('rejected');
+    expect(rejected.reviewNote).toBe('Insufficient credentials');
+  });
+});
+
+// ── Verified Creator ────────────────────────────────────────
+
+describe('buildVerifiedCreator', () => {
+  it('creates verified profile from approved application', () => {
+    const app = buildCreatorApplication({
+      userId: 'u1',
+      displayName: 'Coach Pro',
+      email: 'a@b.com',
+      bio: 'Expert coach',
+      credentials: ['ICF PCC'],
+      portfolio: [],
+    });
+    const approved = approveCreator(app, 'admin', 'OK');
+    const creator = buildVerifiedCreator(approved);
+    expect(creator.id).toMatch(/^creator_/);
+    expect(creator.badges).toContain('verified');
+    expect(creator.totalSales).toBe(0);
+    expect(creator.productId).toBe('jarvisjr');
+  });
+
+  it('accepts custom badges', () => {
+    const app = buildCreatorApplication({
+      userId: 'u1',
+      displayName: 'Dr. Therapy',
+      email: 'a@b.com',
+      bio: 'Licensed therapist',
+      credentials: ['PhD Psychology'],
+      portfolio: [],
+    });
+    const creator = buildVerifiedCreator(app, ['verified', 'certified_therapist']);
+    expect(creator.badges).toEqual(['verified', 'certified_therapist']);
+  });
+});
+
+// ── Agent Packs ─────────────────────────────────────────────
+
+describe('buildAgentPack', () => {
+  it('creates pack with discount applied', () => {
+    const pack = buildAgentPack({
+      creatorId: 'creator_1',
+      title: 'Career Accelerator Pack',
+      description: 'Three agents to boost your career: Coach, Mentor, Orator',
+      category: 'career',
+      agentListingIds: ['l1', 'l2', 'l3'],
+      individualPrices: [4.99, 4.99, 4.99],
+      discountPercent: 20,
+    });
+    expect(pack.individualTotalUsd).toBeCloseTo(14.97, 2);
+    expect(pack.priceUsd).toBeCloseTo(11.98, 2);
+    expect(pack.discountPercent).toBe(20);
+    expect(pack.isPublished).toBe(false);
+    expect(pack.productId).toBe('jarvisjr');
+  });
+
+  it('generates unique id', () => {
+    const a = buildAgentPack({
+      creatorId: 'c1',
+      title: 'Pack A',
+      description: 'Test pack description',
+      category: 'language',
+      agentListingIds: ['l1', 'l2'],
+      individualPrices: [2.99, 2.99],
+      discountPercent: 10,
+    });
+    const b = buildAgentPack({
+      creatorId: 'c1',
+      title: 'Pack B',
+      description: 'Another test pack',
+      category: 'creativity',
+      agentListingIds: ['l3', 'l4'],
+      individualPrices: [3.99, 3.99],
+      discountPercent: 15,
+    });
+    expect(a.id).not.toBe(b.id);
+  });
+});
+
+describe('publishPack', () => {
+  it('sets isPublished to true', () => {
+    const pack = buildAgentPack({
+      creatorId: 'c1',
+      title: 'Test Pack',
+      description: 'A test pack for publishing',
+      category: 'wellness',
+      agentListingIds: ['l1', 'l2', 'l3'],
+      individualPrices: [4.99, 4.99, 4.99],
+      discountPercent: 15,
+    });
+    const published = publishPack(pack);
+    expect(published.isPublished).toBe(true);
+  });
+});
+
+describe('unpublishPack', () => {
+  it('sets isPublished to false', () => {
+    const pack = publishPack(
+      buildAgentPack({
+        creatorId: 'c1',
+        title: 'Test Pack',
+        description: 'A test pack for unpublishing',
+        category: 'leadership',
+        agentListingIds: ['l1', 'l2'],
+        individualPrices: [4.99, 4.99],
+        discountPercent: 10,
+      })
+    );
+    const unpublished = unpublishPack(pack);
+    expect(unpublished.isPublished).toBe(false);
+  });
+});
+
+// ── Pack Validation ─────────────────────────────────────────
+
+describe('validatePack', () => {
+  function makePack(overrides: Record<string, unknown> = {}) {
+    return buildAgentPack({
+      creatorId: 'c1',
+      title: 'Career Accelerator Pack',
+      description: 'A great pack of career coaching agents for professionals',
+      category: 'career',
+      agentListingIds: ['l1', 'l2', 'l3'],
+      individualPrices: [4.99, 4.99, 4.99],
+      discountPercent: 20,
+      ...overrides,
+    });
+  }
+
+  it('valid pack passes', () => {
+    const result = validatePack(makePack());
+    expect(result.valid).toBe(true);
+    expect(result.errors).toHaveLength(0);
+  });
+
+  it('rejects pack with fewer than 2 agents', () => {
+    const pack = makePack({ agentListingIds: ['l1'], individualPrices: [4.99] });
+    const result = validatePack(pack);
+    expect(result.valid).toBe(false);
+    expect(result.errors).toContain('Pack must contain at least 2 agents');
+  });
+
+  it('rejects pack with more than 10 agents', () => {
+    const ids = Array.from({ length: 11 }, (_, i) => `l${i}`);
+    const prices = ids.map(() => 4.99);
+    const pack = makePack({ agentListingIds: ids, individualPrices: prices });
+    const result = validatePack(pack);
+    expect(result.valid).toBe(false);
+    expect(result.errors).toContain('Pack cannot contain more than 10 agents');
+  });
+
+  it('rejects short title', () => {
+    const pack = makePack({ title: 'AB' });
+    const result = validatePack(pack);
+    expect(result.valid).toBe(false);
+    expect(result.errors).toContain('Title must be at least 3 characters');
+  });
+
+  it('rejects discount below 5%', () => {
+    const pack = makePack({ discountPercent: 2 });
+    const result = validatePack(pack);
+    expect(result.valid).toBe(false);
+    expect(result.errors).toContain('Pack discount must be at least 5%');
+  });
+
+  it('rejects discount above 50%', () => {
+    const pack = makePack({ discountPercent: 60 });
+    const result = validatePack(pack);
+    expect(result.valid).toBe(false);
+    expect(result.errors).toContain('Pack discount cannot exceed 50%');
+  });
+});
diff --git a/services/platform-service/src/modules/marketplace/creator-program.ts b/services/platform-service/src/modules/marketplace/creator-program.ts
new file mode 100644
index 00000000..435e5c97
--- /dev/null
+++ b/services/platform-service/src/modules/marketplace/creator-program.ts
@@ -0,0 +1,233 @@
+/**
+ * Verified Creator Program — application, review, and badge management.
+ * Supports professional agent pack bundles with revenue share.
+ */
+
+import crypto from 'node:crypto';
+
+// ── Creator Application ─────────────────────────────────────
+
+export interface CreatorApplication {
+  id: string;
+  productId: string;
+  userId: string;
+  displayName: string;
+  email: string;
+  bio: string;
+  credentials: string[];
+  portfolio: string[];
+  status: 'pending' | 'approved' | 'rejected';
+  reviewedBy: string | null;
+  reviewNote: string | null;
+  appliedAt: string;
+  reviewedAt: string | null;
+}
+
+export function buildCreatorApplication(input: {
+  userId: string;
+  displayName: string;
+  email: string;
+  bio: string;
+  credentials: string[];
+  portfolio: string[];
+}): CreatorApplication {
+  return {
+    id: `creator_app_${crypto.randomUUID()}`,
+    productId: 'jarvisjr',
+    userId: input.userId,
+    displayName: input.displayName,
+    email: input.email,
+    bio: input.bio,
+    credentials: input.credentials,
+    portfolio: input.portfolio,
+    status: 'pending',
+    reviewedBy: null,
+    reviewNote: null,
+    appliedAt: new Date().toISOString(),
+    reviewedAt: null,
+  };
+}
+
+export function approveCreator(
+  app: CreatorApplication,
+  reviewerId: string,
+  note: string
+): CreatorApplication {
+  return {
+    ...app,
+    status: 'approved',
+    reviewedBy: reviewerId,
+    reviewNote: note,
+    reviewedAt: new Date().toISOString(),
+  };
+}
+
+export function rejectCreator(
+  app: CreatorApplication,
+  reviewerId: string,
+  note: string
+): CreatorApplication {
+  return {
+    ...app,
+    status: 'rejected',
+    reviewedBy: reviewerId,
+    reviewNote: note,
+    reviewedAt: new Date().toISOString(),
+  };
+}
+
+// ── Verified Creator Profile ────────────────────────────────
+
+export interface VerifiedCreator {
+  id: string;
+  productId: string;
+  userId: string;
+  displayName: string;
+  bio: string;
+  credentials: string[];
+  badges: CreatorBadge[];
+  totalListings: number;
+  totalSales: number;
+  totalEarningsUsd: number;
+  rating: number;
+  verifiedAt: string;
+}
+
+export type CreatorBadge =
+  | 'verified'
+  | 'top_seller'
+  | 'certified_coach'
+  | 'certified_therapist'
+  | 'expert_linguist'
+  | 'community_choice';
+
+export function buildVerifiedCreator(
+  app: CreatorApplication,
+  badges: CreatorBadge[] = ['verified']
+): VerifiedCreator {
+  return {
+    id: `creator_${crypto.randomUUID()}`,
+    productId: 'jarvisjr',
+    userId: app.userId,
+    displayName: app.displayName,
+    bio: app.bio,
+    credentials: app.credentials,
+    badges,
+    totalListings: 0,
+    totalSales: 0,
+    totalEarningsUsd: 0,
+    rating: 0,
+    verifiedAt: new Date().toISOString(),
+  };
+}
+
+// ── Pack Bundles ────────────────────────────────────────────
+
+export interface AgentPack {
+  id: string;
+  productId: string;
+  creatorId: string;
+  title: string;
+  description: string;
+  category: PackCategory;
+  agentListingIds: string[];
+  priceUsd: number;
+  discountPercent: number;
+  individualTotalUsd: number;
+  isPublished: boolean;
+  createdAt: string;
+  updatedAt: string;
+}
+
+export type PackCategory =
+  | 'career'
+  | 'language'
+  | 'creativity'
+  | 'wellness'
+  | 'leadership'
+  | 'communication'
+  | 'custom';
+
+export function buildAgentPack(input: {
+  creatorId: string;
+  title: string;
+  description: string;
+  category: PackCategory;
+  agentListingIds: string[];
+  individualPrices: number[];
+  discountPercent: number;
+}): AgentPack {
+  const individualTotal = input.individualPrices.reduce((a, b) => a + b, 0);
+  const discounted = individualTotal * (1 - input.discountPercent / 100);
+  const now = new Date().toISOString();
+
+  return {
+    id: `pack_${crypto.randomUUID()}`,
+    productId: 'jarvisjr',
+    creatorId: input.creatorId,
+    title: input.title,
+    description: input.description,
+    category: input.category,
+    agentListingIds: input.agentListingIds,
+    priceUsd: Math.round(discounted * 100) / 100,
+    discountPercent: input.discountPercent,
+    individualTotalUsd: Math.round(individualTotal * 100) / 100,
+    isPublished: false,
+    createdAt: now,
+    updatedAt: now,
+  };
+}
+
+export function publishPack(pack: AgentPack): AgentPack {
+  return {
+    ...pack,
+    isPublished: true,
+    updatedAt: new Date().toISOString(),
+  };
+}
+
+export function unpublishPack(pack: AgentPack): AgentPack {
+  return {
+    ...pack,
+    isPublished: false,
+    updatedAt: new Date().toISOString(),
+  };
+}
+
+// ── Pack Validation ─────────────────────────────────────────
+
+export interface PackValidationResult {
+  valid: boolean;
+  errors: string[];
+}
+
+export function validatePack(pack: AgentPack): PackValidationResult {
+  const errors: string[] = [];
+
+  if (pack.agentListingIds.length < 2) {
+    errors.push('Pack must contain at least 2 agents');
+  }
+  if (pack.agentListingIds.length > 10) {
+    errors.push('Pack cannot contain more than 10 agents');
+  }
+  if (pack.title.length < 3) {
+    errors.push('Title must be at least 3 characters');
+  }
+  if (pack.title.length > 80) {
+    errors.push('Title must be at most 80 characters');
+  }
+  if (pack.description.length < 10) {
+    errors.push('Description must be at least 10 characters');
+  }
+  if (pack.discountPercent < 5) {
+    errors.push('Pack discount must be at least 5%');
+  }
+  if (pack.discountPercent > 50) {
+    errors.push('Pack discount cannot exceed 50%');
+  }
+  if (pack.priceUsd <= 0) {
+    errors.push('Pack price must be positive');
+  }
+
+  return { valid: errors.length === 0, errors };
+}