diff --git a/services/cowork-service/src/modules/usage/routes.ts b/services/cowork-service/src/modules/usage/routes.ts
new file mode 100644
index 00000000..bc4e8008
--- /dev/null
+++ b/services/cowork-service/src/modules/usage/routes.ts
@@ -0,0 +1,82 @@
+/**
+ * Usage/budget proxy routes — forward queries to platform-service /usage endpoints.
+ *
+ * Lets the Tauri desktop check AI budget consumption and plan limits
+ * via cowork-service, which proxies to platform-service.
+ */
+
+import type { FastifyInstance } from 'fastify';
+import { config } from '../../lib/config.js';
+import { PRODUCT_ID } from '../../lib/product-config.js';
+import { getUserId } from '../../lib/request-context.js';
+import { UsageSummaryQuerySchema, CheckLimitsSchema } from './types.js';
+
+export async function usageRoutes(app: FastifyInstance) {
+  const platformUrl = config.PLATFORM_SERVICE_URL;
+
+  // GET /api/usage/summary — proxy to platform-service GET /usage/summary
+  app.get('/api/usage/summary', async (req, reply) => {
+    const parsed = UsageSummaryQuerySchema.safeParse(req.query);
+    if (!parsed.success) {
+      reply.code(400);
+      return { error: 'Invalid query', details: parsed.error.issues };
+    }
+
+    const userId = getUserId(req);
+    const { days } = parsed.data;
+
+    try {
+      const res = await fetch(
+        `${platformUrl}/usage/summary?userId=${encodeURIComponent(userId)}&days=${days}`,
+        {
+          headers: {
+            'x-product-id': PRODUCT_ID,
+            'x-request-id': req.id,
+          },
+        },
+      );
+      if (!res.ok) {
+        reply.code(res.status);
+        return { error: `Platform returned ${res.status}` };
+      }
+      return res.json();
+    } catch (err) {
+      req.log.warn({ err }, 'Failed to proxy usage summary to platform-service');
+      reply.code(502);
+      return { error: 'Platform-service unavailable' };
+    }
+  });
+
+  // POST /api/usage/check-limits — proxy to platform-service POST /usage/check-limits
+  app.post('/api/usage/check-limits', async (req, reply) => {
+    const parsed = CheckLimitsSchema.safeParse(req.body);
+    if (!parsed.success) {
+      reply.code(400);
+      return { error: 'Invalid body', details: parsed.error.issues };
+    }
+
+    const userId = getUserId(req);
+    const { plan } = parsed.data;
+
+    try {
+      const res = await fetch(`${platformUrl}/usage/check-limits`, {
+        method: 'POST',
+        headers: {
+          'Content-Type': 'application/json',
+          'x-product-id': PRODUCT_ID,
+          'x-request-id': req.id,
+        },
+        body: JSON.stringify({ userId, plan }),
+      });
+      if (!res.ok) {
+        reply.code(res.status);
+        return { error: `Platform returned ${res.status}` };
+      }
+      return res.json();
+    } catch (err) {
+      req.log.warn({ err }, 'Failed to proxy limit check to platform-service');
+      reply.code(502);
+      return { error: 'Platform-service unavailable' };
+    }
+  });
+}
diff --git a/services/cowork-service/src/modules/usage/types.ts b/services/cowork-service/src/modules/usage/types.ts
new file mode 100644
index 00000000..581da3e6
--- /dev/null
+++ b/services/cowork-service/src/modules/usage/types.ts
@@ -0,0 +1,16 @@
+/**
+ * Usage/budget query types for cowork-service proxy routes.
+ */
+
+import { z } from 'zod';
+
+export const UsageSummaryQuerySchema = z.object({
+  days: z.coerce.number().int().min(1).max(365).default(30),
+});
+
+export const CheckLimitsSchema = z.object({
+  plan: z.string().default('free'),
+});
+
+export type UsageSummaryQuery = z.infer<typeof UsageSummaryQuerySchema>;
+export type CheckLimitsInput = z.infer<typeof CheckLimitsSchema>;
diff --git a/services/cowork-service/src/server.test.ts b/services/cowork-service/src/server.test.ts
index c66b34cc..2e5c9aba 100644
--- a/services/cowork-service/src/server.test.ts
+++ b/services/cowork-service/src/server.test.ts
@@ -71,6 +71,7 @@ vi.mock('./lib/llm-router.js', () => ({
 }));
 vi.mock('./modules/llm/routes.js', () => ({ llmRoutes: vi.fn() }));
 vi.mock('./modules/audit/routes.js', () => ({ auditRoutes: vi.fn() }));
+vi.mock('./modules/usage/routes.js', () => ({ usageRoutes: vi.fn() }));
 
 describe('cowork-service bootstrap', () => {
   beforeEach(() => {
@@ -90,9 +91,9 @@ describe('cowork-service bootstrap', () => {
     expect(opts.version).toBe('0.1.0');
     expect(opts.readiness).toBe(true);
 
-    // JWT context + health + task + llm + audit routes = 4 register calls + 1 JWT
+    // JWT context + health + task + llm + audit + usage routes = 5 register calls + 1 JWT
     expect(registerOptionalJwtContextMock).toHaveBeenCalledOnce();
-    expect(appMock.register).toHaveBeenCalledTimes(4);
+    expect(appMock.register).toHaveBeenCalledTimes(5);
     expect(startServiceMock).toHaveBeenCalledWith(appMock, { port: 4009, host: '0.0.0.0' });
   });
 });
diff --git a/services/cowork-service/src/server.ts b/services/cowork-service/src/server.ts
index 9dd9d2a3..a1f98527 100644
--- a/services/cowork-service/src/server.ts
+++ b/services/cowork-service/src/server.ts
@@ -26,6 +26,7 @@ import { getFlushScheduler } from './lib/flush-scheduler.js';
 import { initLlmRouter } from './lib/llm-router.js';
 import { llmRoutes } from './modules/llm/routes.js';
 import { auditRoutes } from './modules/audit/routes.js';
+import { usageRoutes } from './modules/usage/routes.js';
 import type { JwtPayload } from './lib/request-context.js';
 
 const jwtSecret = new TextEncoder().encode(config.JWT_SECRET);
@@ -56,6 +57,7 @@ await app.register(healthRoutes);
 await app.register(taskRoutes);
 await app.register(llmRoutes);
 await app.register(auditRoutes);
+await app.register(usageRoutes);
 
 // Bootstrap endpoint (same pattern as FlowMonk, ActionTrail, etc.)
 app.get('/api/bootstrap', async () => ({