docs(chat): update capability audit status

docs/CHAT_BOT_CAPABILITY_AUDIT.md

@@ -22,7 +22,7 @@ Current maturity estimate:
 | Realtime web integration | `85-90%` | Socket-driven state and health flows are implemented and tested. |
 | Trade Plans automation | `85%` | Buy/exit automation, portfolio linkage, lifecycle toasts, and setup history are in place. |
 | Reconciliation / ops | `75-80%` | Strong operational depth exists, but manual-review and quarantine paths are still prominent. |
-| Chat / AI assistant | `70-75%` | Real assistant now handles profile generation plus live holding, blocker, waiting-signal, and reconciliation explanations, but it is not yet a full end-to-end execution copilot. |
+| Chat / AI assistant | `75-80%` | Real assistant now handles profile generation, runtime explanations, and guided next actions, but it is not yet a full end-to-end execution/remediation copilot. |
 | Overall product maturity | `75-80%` | The product is functional and substantial, but not yet “quiet”, fully unified, or deeply assistant-driven. |
 
 ## What Exists Today
@@ -133,6 +133,8 @@ Implemented behavior includes:
   - waiting/no-trade-yet signal state
   - main blocker
   - reconciliation summary
+- guided `nextActions` in assistant responses
+- profile-tuning recommendation flow with a reusable apply path
 - draft editing and apply flow in the UI
 - quick actions for common profile prompts
 
@@ -153,11 +155,13 @@ Current state:
   - why a trade is waiting
   - the main blocker
   - reconciliation state
+- chat can now recommend:
+  - concrete safe next actions
+  - a profile change draft when tuning is the most likely next step
 - chat is not yet deeply integrated into:
-  - taking corrective actions from those explanations
   - trade-plan creation/editing directly from assistant reasoning
   - post-trade review / journaling
-  - one-click remediation flows
+  - one-click remediation flows beyond profile updates
 
 Impact:
 
@@ -249,7 +253,7 @@ Status: partially complete
    - [x] explain why a symbol/profile did not enter
    - [x] explain why an exit is blocked
    - [x] summarize reconciliation issues
-   - [ ] suggest safe next actions
+   - [x] suggest safe next actions
 2. Feed live runtime context into `/api/chat`:
    - [x] holdings
    - [x] recent orders/history
@@ -263,8 +267,8 @@ Status: partially complete
    - [x] `explain_waiting`
    - [x] `explain_blocker`
    - [x] `summarize_reconciliation`
-   - [ ] `recommend_profile_change`
-   - [ ] corrective action flows
+   - [x] `recommend_profile_change`
+   - [ ] corrective action flows beyond profile updates
 
 ### Phase B: Improve explanation quality outside chat